Friday, January 3, 2014

HELPFUL ASSISTANCE WITH MEDICAL COSTS – BE YOUR OWN ADVOCATE




With all the changes in Healthcare and rising medical costs it is so difficult these days for most people to afford their medications let alone pay for their doctor visits and other medical expenses. 
Lately I have been searching the Internet for prescription assistance.  I found several helpful links and I would love to share them with you on the following page on my blog/website.  Assistance with Medical Costs

Over the last few years I have learned that YOU are your best Advocate.  Many major pharmacies accept most medical discount cards but they will not volunteer the information.  Why should they if they can get the full amount they charge?  But really, why shouldn't they help their customers?  

The past few months since I have had to pay for my own prescriptions due to the loss of medical insurance, I have been searching the Internet for ways to afford my medications.  I found many discount cards which have already saved me a few HUNDRED of dollars.  Yes, HUNDREDS!  But again, you have to do your own research; even phone calls to your local pharmacies to double check that they will honor the discount cards.  

Side note here: Going back to my pharmacy comment:  Yesterday I received a phone call from the pharmacy that my medication was ready.  The total cost of the medication with the discount cards on file was $112.67.  I immediately expressed that I cannot afford the medication so they need to put the medication back on the shelf.  The pharmacist said, "Okay, we will put the medication on hold for you."  I said, "thank you."  As soon as I hung up the phone I began another Internet search by entering the name of the medication and discount card in the search engine; I received more discount card information.  One discount card showed that my total cost for the same medication would be $23.98.  Wow, what a savings!  I promptly contacted my pharmacy then gave them the name of the discount card and asked if they accept the card.  They said, “Yes, we do."  I did not ask the person on the other end of phone why they had not assisted me when I told them I could not afford the medication, but I will ask the pharmacist when I come in with ALL the discount cards I have printed thus far as to why they do not volunteer a list of cards/discounts they accept.  I'm sure I know what their response will be, “We do not have the time or the funds to do so…”  But, I think it would be a good gesture for any pharmacy to provide assistance to customers who cannot afford medications.    After all, I have been a faithful customer to this pharmacy for over 3 ½ years.  

Either way, whether you have medical insurance or not, these discount cards can be most helpful if you have to pay any portion/percentage of the cost. 

Again, YOU must be your own advocate.  If for some reason you are unable to be your own advocate then please allow a trusted friend or relative to act on your behalf.  I have found that medical professionals do not always have the time or the resources to provide such information to their clients/patients/customers. 

If you have more helpful resources to share please feel free to contact me via on the comments on this post or email me at:  free2soarhigher@aol.com  

Monday, December 30, 2013

My Journey To Become a Healthier Me

To view the pic of my one year journey please visit my Healthier Me Blog:  

http://beelieve-ahealthierme.blogspot.com/2013/12/becoming-healthier-me-my-weight-loss.html

Wednesday, December 18, 2013

My Life Is Your Hands, Lord



As I was getting ready to travel to Philadelphia for Jim's surgery today, this song by Kathy Troccoli came to my mind.  Yes, today especially I think of how Jim's life is in the Lord's hands, but in all reality each and every day our lives are in His hands. 

Each day when we awake, none of us know what is ahead of us.  As Kathy Troccoli sings, "life can be so good, life can be so hard....", but as she sings the chorus, " My life is in your hands; My heart is in your keeping; I'm never without hope; Not when my future is with you; My life is in your hands; And though I may not see clearly; I will lift my voice and sing; Cause your love does amazing things; Lord, I know, my life is in your hands;"

Dear Heavenly Father, Jim and I do not know what our imminent  future holds; but we do know that whatever it may be, we are never without hope because our future is with You - Our life is in Your most loving and capable hands.  Thank you Lord for your grace, loving kindness, tender mercies, blessed hope, and healing hands.  Lord, our lives are in Your precious hands.  Thank You, In Jesus precious name, Amen.



Life can be so good
Life can be so hard
Never knowing what each day
Will bring to where you are
Sometimes I forget
And sometimes I can't see
That whatever comes my way
You'll be with me

My life is in your hands
My heart is in your keeping
I'm never without hope
Not when my future is with you

My life is in your hands
And though I may not see clearly
I will lift my voice and sing
Cause your love does amazing things
Lord, I know, my life is in your hands

Nothing is for sure
Nothing is for keeps
All I know is that your love
Will live eternally
So I will find my rest,
And I will find my peace
Knowing that you'll meet my every need

My life is in your hands
My heart is in your keeping
I'm never without hope
Not when my future is with you

My life is in your hands
And though I may not see clearly
I will lift my voice and sing
Cause your love does amazing things
Lord, I know, my life is in your hands

When I'm at my weakest Lord
You carry me
Then I become my strongest Lord
In your hands

My life is in your hands
And though I may not see clearly
I will lift my voice and sing
Cause your love does amazing things
Lord, I know, my life is in your hands
I trust you Lord
My life is in your hands
 
by Kathy Troccoli
 

Monday, December 16, 2013

There Is Hope


One spring, after a long and icy winter, Patricia E. Deegan, Ph.D., Director of Training National Empowerment Center, in Lawrence, MA, wrote the following:

"It is springtime and hope is everywhere. It is springtime and it feels like all living things are trembling into being, still wet and new and fragile and determined to put down roots and grow.

I think of a sea rose I watched growing out at a beach near my home this past summer. It is a fragile and tender life, that sea flower. I love to see it. At dawn it moves in a slow up sway as it turns toward the morning star. That sea rose is a light seeker. It bends toward the light. It is a light-seeker whose roots reach way down into the darkness of the earth. In fact, it was in darkness that his new life began.

Monday, November 11, 2013

Have You Thanked A Veteran Today?


"For everything there is a season, a time for every activity under heaven……. A time to love and a time to hate. A time for war and a time for peace.” Ecclesiastes 3:1,8 (NLT)

 “Remind the believers to submit to the government and its officers. They should be obedient, always ready to do what is good.” Titus 3:1

The other day my husband, Jim, read about Marines on their way home from serving in Afghanistan who were upgraded to first class on their flight from Chicago to San Diego. Apparently American Airlines has a policy to upgrade servicemen and women in uniform whenever possible. This one plane had six empty seats in first class for the group. That gesture was followed by seven first-class passengers who jumped out of their seats for the other Marines so they could sit together. (http://www.foxnews.com/us/2013/11/06/7-first-class-passengers-give-up-seats-to-marines-returning-from-afghanistan/)

My husband got a little emotional as he continued to read that these Marines did not have time to let anyone know they were returning home; but one person who heard that they were returning home made a phone call and within a couple hours these courageous Marines had received a hero’s welcome including fire trucks and cheers of thanks.

Monday, October 14, 2013

Continue The Legacy




“Tell your children about it in the years to come,  and let your children tell their children.  Pass the story down from generation to generation.” Joel 1:3

37 years ago I left Pennsylvania, my “home”, with my hubby and baby daughter for what would become a 33 year absence from my extended family’s lives.  We spent most of those years in ministry in Arizona, Texas and New York.  Unfortunately funds were sparse most of the time until we lived in New York State for just over 4 years, which allowed us to be part of various family events during that brief time. 

Back in those days the only form of communication was either post mail or telephone.  Unfortunately for our family none of us were letter writers and long distance calls were expensive, so years would go by with only a birthday card or Christmas card as our form of communication.